Stokes notice of sale
NOTICE OF DEFAULT AND DEED OF TRUST FORECLOSURE SALE
Mat-Su Title Agency, LLC, trustee, now gives notice of default under the deed of trust executed by Tanja J. Stokes, Trustor, in favor of First National Bank Alaska, Beneficiary, recorded on September 5, 2014 at Instrument No. 2014-017325-0, whose beneficial interest was assigned to Alaska Housing Finance Corporation, recorded September 5, 2014, as Instrument No. 2014-017326-0, in the Palmer Recording District, Third Judicial District, State of Alaska encumbering the following property:
Lot 6, Block 16, ENCHANTED FOREST SUBDIVISION, according to the official plat thereof, filed under Plat Number 71-50, in the records of the Palmer Recording District, Third Judicial District, State of Alaska.
The address of the property is 3525 N. Emerald Isle Circle, Wasilla, AK 99623.
Trustor is in default as payment of the secured note is ten months or more past due and late charges are also past due in the amount of $112.35.
The amount due and owing by Trustor to the Assignee of the Beneficiary as of January 18, 2019 is $131,069.47, which includes $121,539.58 in principal, $3,514.54 in interest from February 1, 2018, $112.35 in late charges, $3,552.04 in escrow reserve, $130.61 mortgage protection insurance, $288.35 fee balance, $672.00 for a Trustee’s Sale Guarantee, $60.00 recording costs and $1,200.00 attorney fees. This balance will continue to accrue interest after January 18, 2019 at a rate in accordance with the Note until the time of sale. Other charges, as allowed under the loan documents, may also accrue until the time of sale.
YOU ARE NOTIFIED that Mat-Su Title Agency, LLC, Trustee, by demand of beneficiary, hereby elects to sell the real property described above to satisfy the obligations secured thereby at an auction sale to be held on April 23, 2019, in the main lobby of the Boney Courthouse at 303 K Street, Anchorage, Alaska. The sale may be held with other sales as Trustee may conduct which shall begin at 10:00 a.m. and continue until complete.
Payment must be made at the time of sale in cash or by cashier's check. Beneficiary may enter a credit offset bid consisting of sums due it under the deed of trust security agreement and note. Title to the real property will be conveyed by trustee's quitclaim deed without warranties of title.
YOU ARE FURTHER NOTIFIED that if default has arisen by failure to make payments required under the Promissory Note and/or the deed of trust, the default may be cured and this sale terminated if (1) payment of the sum then in default, other than principal that would not then be due if default had not occurred, and attorneys and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in this notice or to which the sale is postponed, and (2) when notice of default has been recorded two or more times previously under the same deed of trust described and the default has been cured, the trustee does not elect to refuse payment and continue the sale. To determine the current amount required to be paid to cure the default and reinstate the payment terms of the Promissory Note, you may call 777-3447 or send an e-mail to [email protected].
Dated: January 18, 2019
Mat-Su Title Agency, LLC, Trustee
By: Lisa Phillips / Authorized Agent
PUB: 3/3, 10, 17, 24, 2019