NOTICE OF DEFAULT UNDER DEED OF TRUST
This document has serious legal consequences. Please read it carefully and consult your attorney with any questions.
Trustee: First American Title Insurance Trustor: Mark Carr and Glenda Carr
Beneficiary: Amy Clark Record Owner: Mark Carr and Glenda Carr
This deed of trust dated March 22, 2011, and recorded on May 18, 2011 at Serial No. 2011-004731-0 in the records of the Kenai Recording District, Third Judicial District, describing:
Lot Fifty-one (51), Westgate Subdivision, Part 6, according to the official Plat thereof, filed under Plat No. 2009-35, Records of the Kenai Recording District, Third Judicial District, State of Alaska.
Commonly known as 144 Green Valley Street, Soldotna, AK 99669.
A breach of the obligation secured by the Deed of Trust occurred due to a failure to make payment(s) as and when due. The amount of the obligation secured as of November 15, 2017 is as follows:
4,825.70 Interest at 5.25% from 04/10/17 thru 11/15/17 (219 days)
385.00 Late Charges
1,960.00 Foreclosure fees to date
1,827.14 Foreclosure costs to date
0.00 Advances by Beneficiary
$187,727.79 Total Amount Current Due (as of 11/15/17)
The amount due will increase hereafter by the amount of interest incurred at 5.25% per annum after November 15, 2017 (currently $22.04 per diem), and by future late fees, foreclosure fees and/or foreclosure costs, and by any sums properly advanced or expended under the terms of the Deed of Trust with interest as therein provided.
The Trustee elects to sell the property at 10:00 AM on February 27, 2018, in conjunction with other sales at 303 K Street (Boney Memorial Courthouse), Anchorage, AK, and apply the proceeds to the indebtedness.
Conditions of reinstatement: if the default has arisen by failure to make payments required by the trust deed, the default may be cured and the foreclosure terminated if (1) at any time before the sale date stated herein or a date to which the sale is postponed, payment is made of the sum then in default, other than principal that would not be due if the default had not occurred, plus attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default, and (2) if the trustee does not elect to refuse payment and proceed with the sale if the recording of a notice of default and a reinstatement have occurred two or more times previously under the trust deed described above.
If applicable, attached hereto as Exhibit A is a Substitution of Trustee naming the trustee identified below as the trustee for the deed of trust identified in this Notice of Default.
By:/s/ Kristi A. Larson
Fair Debt Collection Practices Act Statement
The amount of the debt is stated in the Notice of Default under Deed of Trust, plus interest, late charges, attorney fees and costs and other advances. The creditor to whom the debt is Amy Clark. Unless within 30 days after receipt of this notice you dispute the debt or any portion of it, we will assume the debt to be valid. If you notify us within 30 days after receipt of this notice that you dispute the debt or any part of it and do so within writing, we will obtain verification of the debt and mail it to you. If you request it in writing within 30 days after receipt of this notice, we will provide you with the name and address of the original creditor, if different from the current creditor. Address requests to Hartig Rhodes LLC, 1049 W Fifth Ave., Ste. 202, Anchorage, AK 99501
PUB: 12/10, 12/17,12/24&12/31/2017