Legal Notices

NOTICE OF DEFAULT AND SALE
BENEFICIARY: MAX D. NEWELL; TRUSTOR: JOHN J. VOORIS
A. Lee Petersen is substitute trustee for MAT-SU TITLE INSURANCE AGENCY, INC.,  an Alaska Corporation, and Trustee, under the Deed of Trust executed by JOHN J.  VOORHIS and KIMBERLEE A. VOORHIS, husband and wife, Trustors for the benefit of MAX D. NEWELL, Beneficiary, the said Deed of Trust, dated the 20th day of October, 2010 and recorded on October 21, 2010 as Document No. 2010-020821-0 in recording District 311-Palmer, conveying the following described real property, to-wit:
    The Southeast one-quarter of the Southeast one-quarter of the Northwest one-quarter (SE1/4 SE1/4 NW1/4) of Section 33, Township 16 North, Range 4 West, Seward Meridian, Palmer Recording District, Third Judicial District, State of Alaska.
    TOGETHER with the tenements, hereditaments, and appurtenances thereunto belonging, or in anywise appertaining, and the rents, issues and profits thereof, SUBJECT, HOWEVER, to the right, power and authority given to the Beneficiary to realize the benefits of the Deed of Trust Note,
FOR THE PURPOSE OF SECURING: (1) Performance of each agreement of Trustors herein contained: (2)Payment of the indebtedness evidenced by the Deed of Trust Note of even date with the Deed of Trust, in the principal sum of $82,000.00 payable to Beneficiary, or order, with interest at the rate of eight percent (8%) per annum.KIMBERLEE A. VOORHIS conveyed her interest in said property to JOHN J. VOORHIS by quitclaim deed recorded in Palmer Recording District as Document #2016-722324 on October 19, 2016 and Kenneth D. Albertsen as attorney on behalf of JOHN J. VOORHIS recorded a lis pendens purporting to claim some interest in the property on November 14, 2016 in Palmer Recording District as Document #2016-024461-0.
The Trustee hereby gives notice that a breach of obligations for which said deed of trust/security agreement is Collateral has occurred and continued to occur for more than two years; that such breach consists of failure of the above-named Trustors to satisfy the indebtedness, the payment of which is secured by said deed of trust, and that the amount of indebtedness owed at the present time by the trustors to the beneficiary is in excess of $82,000 with interest at 8% per annum as provided by the Deed of Trust Note accruing at a rate in excess of $15.00 each and every day.
Notice is also give hereby that upon demand of the beneficiary, the Trustee hereby elects to sell the above-described property to satisfy all the indebetedness owing to said beneficiary, together with all the other costs, delinquencies and expenses necessarily incurred, including a reasonable attorney's fee. The beneficiary may bid at the sale by off-set against the indebtedness owed to him and to nullify the recorded Lis Pendens against the property.
The sale shall be held at the public auction at the main front door of the Alaska Court Building, 435 South Denali Street, Palmer, Alaska on the 31st day of October 2017 at 2:30 o'colock p.m.
If the default has arisen by failure to make payments required by the promissory note secured by the trust deed, the default may be cured and the sale terminated if payment of the sum then in default, other than the principal that would not then be due if the default had not occurred, and attorney and other foreclosure fees and costs actually incurred by the beneficiary and trustee due to the default is made at any time before the sale date stated in the notice of default or to which the sale is postponed.
Dated the 31st day of July, 2017
A. Lee Petersen, Trustee
STATE OF ALASKA      )
                     )SS.
Third Judicial District
Pub: 10/1, 10/8, 10/15&10/22/2017
AD#8151152

NOTICE OF SALE
    Mat-Su Title Agency, LLC, the present trustee under a deed of trust, gives notice that the property described below will be sold for cash at public auction at the front door of the Superior Court, 435 S. Denali St., Palmer, Alaska on November 9, 2017 at 11:00 a.m. The property to be sold is described as follows:  Lot 1, Block 7, The Highlands Subdivision, according to the official plat thereof, filed under Plat Number 79-460, records of the Palmer Recording District, Third Judicial District, State of Alaska.  Property address:  211 S. Montgomery Way, Palmer, Alaska  99645.   The property is being foreclosed pursuant to a deed of trust the trustor of which is Traci S. Nichols, and the beneficiary of which is United States of America, acting through the Rural Housing Service or successor agency, United States Department of Agriculture.  Said deed of trust was recorded on November 27, 2000 at Book 1101, Page 755 of the records of the Palmer Recording District.  The amount owing to the beneficiary and secured by the deed of trust is one hundred twelve thousand nine hundred seventy and 56/100ths dollars ($112,970.56) as of July 7, 2017, plus interest of $11.43 daily from and after July 7, 2017. To this figure is added  expenses of foreclosure and sale, including protecting the property, incurred through August 10, 2017. The expenses of foreclosure and sale through August 10, 2017 are $1,843.00. Therefore, the total owing to the beneficiary through August 10, 2017 is $114,813.56. Additional expenses of foreclosure and sale, including protecting the property, may be incurred after August 10, 2017 and added to the total owing to the beneficiary.  In this notice cash means currency of the United States, United States Post Office Money Orders, or a certified or cashiers check from a bank having a branch in the Palmer Recording District. Contact the beneficiary Rural Development at 800 Evergreen Ave., Ste. 201, Palmer, AK 99645 attn: Nancy Hayes for information regarding status of this foreclosure.
Pub: 9/17,9/24,10/1&10/8/2017
AD#:8144583

NOTICE OF DEFAULT AND ELECTION TO SELL 
UNDER DEED OF TRUST 
PURSUANT TO AS 34.20 ET. SEQ.
TS No. 60418-01639-NJ-AK
This NOTICE OF DEFAULT AND ELECTION TO SELL is given by Joe J. A. Solseng, Alaska bar number 0909038, as Successor Trustee under that certain Deed of Trust executed by Katherine A. East, an unmarried woman, as Trustor, to Fidelity Title Agency of Alaska as Trustee, in favor of Mortgage      Electronic Registration Systems, Inc. ("MERS"), as designated nominee for Home Savings of America as Beneficiary, dated November 24, 2009 and recorded on December 8, 2009 as Instrument No. 2009-011995-0 in Kenai Recording District, Third Judicial District, Alaska.  The       beneficial interest was assigned to Nationstar Mortgage LLC and recorded July 26, 2017 as Instrument No. 2017-005542-0.  The record owner of the property is purported to be The Estate of Katherine A. East.  Said Deed of Trust covers real property situated in said Recording District, described as follows:  
LOT 12, BLOCK 2, SILVER PINES SUBDIVISION, PART ONE, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED UNDER PLAT NUMBER 85-209, RECORDS OF THE KENAI RECORDING DISTRICT, THIRD JUDICIAL DISTRICT, STATE OF ALASKA. 
Commonly known as: 1610 Silver Pines Rd, Kenai, AK 99611
A breach of, and default in, the     obligations for which said Deed of Trust is security has occurred in that the payment has not been made of: THE INSTALLMENT OF PRINCIPAL AND INTEREST WHICH BECAME DUE ON April 1, 2017 AND ALL            SUBSEQUENT INSTALLMENTS OF PRINCIPAL AND INTEREST, ALONG WITH LATE CHARGES, PLUS       FORECLOSURE COSTS AND LEGAL FEES.  PLUS ALL OF THE TERMS AND CONDITIONS AS PER THE DEED OF TRUST, PROMISSORY NOTE AND RELATED LOAN DOCUMENTS.  By reason thereof, and under the terms of the Note and Deed of Trust, the Beneficiary has declared all sums so secured to be immediately due and payable, together with any Trustee fees, attorney fees, costs and advances made to protect the security associated with this         foreclosure.  There is presently due and owing the principal balance of $113,348.68, plus accrued interest at the rate of 4.75000%, late charges, costs and any future advances.
If the default has arisen by failure to make payments required by the trust deed, the default may be cured and foreclosure terminated if (1) at any time before the sale date stated herein or a date to which the sale is postponed, payment is made of the sum then in default, other than principal that would not be due if the default had not occurred, plus attorney and other foreclosure fees and costs actually incurred by the Beneficiary and Trustee due to the default, and (2) if the Trustee does not elect to refuse payment and proceed with the sale if the recording of a Notice of Default and a reinstatement has occurred two or more times previously under the trust deed described above.
NOTICE IS HEREBY GIVEN that pursuant to demand of the Beneficiary, the Trustee hereby elects to sell the above described real property to satisfy the obligation, together with all accrued interest and all costs and expenses, at public auction, for cash, or certified or cashier’s check, to the highest and best bidder, at BONEY COURTHOUSE, 303 "K" Street, Anchorage, AK 99501 on December 7, 2017 at 10:00 AM.  Beneficiary will have the right to make an offset bid at sale without cash.  Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances.  If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the refund of monies paid to the Trustee and the successful bidder shall have no further recourse.  
Notice to Potential Bidders
If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction.  You will be bidding on a lien, not on the property itself.  Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property.  You should also be aware that the lien being auctioned off may be a junior lien.  If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property.  You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information.  If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property.
Pub: 9/17,9/2410/1&10/8/2017
AD#:81414563

NOTICE OF DEFAULT AND SALE
UNDER DEED OF TRUST FORECLOSURE
Denali Federal Credit Union,
    Beneficiary,
First American Title Insurance Company, Substitute Trustee for Alaska USA Title Agency, LLC,
    Substitute Trustee,
Kurt A. Crandell II and Kimberly A. Crandell,
    Trustors.
    A default has occurred under a Deed of Trust wherein Kurt A. Crandell II and Kimberly A. Crandell are Trustors, Denali Federal Credit Union f/k/a Denali Alaskan Federal Credit Union is Beneficiary, and where Alaska USA Title Agency, LLC is Trustee.
1.        The Deed of Trust is dated June 25, 2014 and was recorded June 30, 2014, in the Palmer Recording District, Third Judicial District, State of Alaska, as Serial Number 2014-012177-0 describing the following real property:
Unit 1463 of CENTER POINT CONDOMINIUM PHASE 6, as shown on the Floor Plans filed in the office of the Recorder of the Palmer Recording District, Third Judicial District, State of Alaska, under Plat No. 2005-185, and as identified in the Declaration recorded September 10, 2003 as Reception No. 2003-026328-0, and in any amendments thereof.
Having a street address of 1463 S. Center Point Drive, Wasilla, Alaska.
    2.    Trustors, Kurt A. Crandell II and Kimberly A. Crandell, have breached and defaulted in the obligations for which the Deed of Trust is security by failing to make the required payments due under the Promissory Note.  There is now owed and unpaid the following (as of July 1, 2017): 
    $69,112.72    principal
          1,259.86    interest, 6.25% through March 1, 2017
             40.18    late fees
          265.00    foreclosure fees to date
    474.00    foreclosure costs to date 
           $71,151.76
    The amount will increase hereafter by the amount of interest incurred at 6.25% per annum after March 1, 2017, currently $12.00 per diem, and by future late charges, foreclosure fees and/or foreclosure costs and by any sums properly advanced or expended under the terms of the Deed of Trust with interest as therein provided. 
    3.    The Trustee has elected to sell the property, for cash, to the highest bidder at public auction inside the main front entrance of the Boney Courthouse in Anchorage, Alaska, located at 303 K Street on November 2, 2017, at 10:00 a.m.  Cash means U.S. currency or cashier’s check drawn on a bank having a branch in the Third Judicial District, or U.S. Postal Service Money Order.  The proceeds of said sale will be used to pay the costs of this foreclosure, including reasonable attorney's fees and to satisfy all amounts due under the note unless the note, together with fees and costs, are brought current by the Trustor prior to the date of sale, as described herein.  The Beneficiary may bid at the sale and may enter an offset bid in the amount due under the Deed of Trust Note, plus costs of foreclosure, including attorney’s fees.
    4.    Conditions of Reinstatement.  If the default has arisen by failure to make payments required by the Deed of Trust, the default may be cured and the foreclosure terminated if:  (1) at any time before the sale date stated herein or a date to which the sale is postponed, payment is made of the sum then in default, other than principal that would not be due if the default had not occurred, plus attorney and other foreclosure fees and costs actually incurred by the Beneficiary and Trustee due to the default, and (2) if the Trustee does not elect to refuse payment and proceed with the sale if the recording of a Notice of Default and a reinstatement 
have occurred two or more times previously under the Deed of Trust described above.
    DATED this 1st day of August, 2017.
First American Title Insurance Company
By:  Kristi A. Larson
Its:  Authorized Signatory
Pub: 9/17,9/24,10/1&10/8/2017
AD#:8143789